Operations this guide may include
- Residential rental and multifamily property management
- Commercial office, retail, and industrial property management
- Leasing, rent collection, inspection, and tenant coordination
- Association management, maintenance coordination, and vendor oversight
Questions that shape the conversation
Insurance markets evaluate the complete operation. These are examples of details that can materially affect the available path.
- How many units, buildings, associations, and owners are managed, and in which states?
- Which leasing, inspection, maintenance, accounting, or tenant-screening duties are performed?
- Does the company hold rent, deposits, keys, credentials, personal information, or association funds?
- Are maintenance employees, vehicles, contractors, security decisions, evictions, or owned properties involved?
Coverage topics to discuss
Professional liability
Allegations involving covered management, leasing, documentation, or professional-service errors.
General liability
Office, inspection, maintenance, and operational exposures outside professional services.
Cyber liability and crime
Tenant and owner data, online payments, funds transfer, social engineering, and dishonest acts.
Commercial auto and workers compensation
Employee travel, maintenance vehicles, inspections, and workplace injuries.
Information worth preparing
- Management agreement and service-responsibility summary
- Location, unit, property-type, owner, and state breakdown
- Revenue, payroll, employee, contractor, vehicle, and funds-handling details
- Data security, payment controls, sample contracts, current insurance, and loss history
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Explore this guide →This guide provides general educational information, not legal, tax, or insurance advice. Coverage availability, eligibility, limits, exclusions, and pricing vary by applicant, insurer, policy, and state.