Operations this guide may include
- Single- and multi-vehicle auto transport
- Open and enclosed car hauling
- Dealer, auction, relocation, and customer-direct transport
- Pickup-and-trailer hotshot hauling and tractor-trailer car carriers
Questions that shape the conversation
Insurance markets evaluate the complete operation. These are examples of details that can materially affect the available path.
- How many vehicles can be carried, and what are the maximum individual and total values?
- Are vehicles standard, luxury, exotic, collector, salvage, or inoperable?
- What equipment, radius, states, authority, and customer contracts apply?
- How are vehicle inspections, photographs, keys, loading, securement, and delivery signoff documented?
Coverage topics to discuss
Primary auto liability
Liability considerations for scheduled power units and trailers used in vehicle transportation.
Motor truck cargo
Potential protection for covered customer vehicles while transported, shaped by limits and policy terms.
Physical damage
Collision and other covered damage considerations for trucks and specialized trailers.
General liability
Operational exposures involving loading areas, vehicle handling, and activities beyond roadway use.
Information worth preparing
- Truck and trailer schedule with VINs, capacity, values, and ownership
- Driver roster, licenses, experience, and motor vehicle records
- Vehicle-type, value, customer, radius, mileage, and revenue breakdown
- Inspection, photography, securement, contract, current insurance, and loss details
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Explore this guide →This guide provides general educational information, not legal, tax, or insurance advice. Coverage availability, eligibility, limits, exclusions, and pricing vary by applicant, insurer, policy, and state.